Office Policies


Office Policies

Insurance


Dental Insurance is different from medical insurance. Many patients aren’t familiar with the specifics of their dental insurance benefits. Your dental and orthodontic benefits are based on the agreement your employer negotiated with your insurance carrier. Please review the insurance benefit booklet provided by your employer to better understand the benefits they make available as part of your insurance coverage.

Insurance information is due prior to your first appointment or consultation.

An estimate of the amount covered by your insurance company will be provided at the time of your treatment, based on the information they provide to us. The estimate is never a guarantee of benefits or the amount that will be paid. We will file all insurance claims as a courtesy to our patients. This does not however, transfer the responsibility of your financial obligation to the insurance company. If the amount paid by the insurance company is less than or greater than the estimate, then you will be billed the difference or issued a credit on the account in the event of an overpayment.

We accept most PPO insurance plans. Please let us know if you have questions about our financial policies or financing options prior to your treatment.

Orthodontic Treatment and Insurance

Not all insurance plans cover orthodontic treatment, but many do. The patient payment portion covered for orthodontic treatment varies depending on the coverage provided by your employer as well as the specifics of your orthodontic treatment needs.


Accepted Insurance


PPO INSURANCE PLANS

  • AETNA
  • AMERITAS
  • ASSURANT PPO/DHA
  • EMPIRE/UNICARE PPO 100/200/300
  • EMPIRE BCBS PPO PREFERRED
  • CAREINGTON PLATINUM PPO
  • CARE PPO
  • CIGNA – (CORE/PLUS/DSA)
  • DELTA PPO
  • DELTA PREMIER
  • DELTA ADVANTAGE
  • GUARDIAN
  • HORIZON PPO
  • HORIZON TRADITIONAL
  • HUMANA
  • METLIFE
  • PRINCIPAL
  • UNITED CONCORDIA – NAT ADV
  • UNITED HEALTHCARE

DISCOUNTED PLANS
PATIENT RESPONSIBILITY TO PAY AT TIME OF TREATMENT – ASK YOUR PROVIDER ABOUT SPECIFIC DISCOUNTS

  • ACCESS
  • AMERIPLAN
  • AVIA
  • CAREINGTON PLATINUM
  • CARE POS
  • CAREINGTON 500 SERIES
  • HIP VIP
  • HIP PRIME
  • DENTAL SAVE NE/SE
  • UNI-CARE 100
  • UNI-CARE 200